Monday, November 23, 2009

Did you know that you can use the tax credit as down payment???

What does that mean?

It means that HUD allows buyers using FHA-insured mortgages to apply their anticipated tax credit toward their home purchase immediately rather than waiting until they file their 2009 or 2010 income taxes to receive a refund. These funds may be used for certain downpayment and closing cost expenses.

More information here.

Thursday, October 29, 2009

Senators agree to extend tax credit deadline!

Popular tax credit for first-time homebuyers extended and reduced credit to some repeat buyers is to be offered.

Originally the tax credit provided up to $8,000 to first-time homebuyers but was set to expire at the end of November.

As Regan Lachapelle, spokeswoman for Senate Majority Leader Harry Reid (D-Nev) said, senators agreed to extend the existing tax credit for first-time homebuyers while offering a reduced credit of up to $6,500 to repeat buyers who have owned their current homes for at least five years.

The tax credits would be available to homebuyers who sign sales agreements by the end of April and they would have until the end of June to close on their new homes.

More infomation at:

Thursday, October 1, 2009

Still have time to get that $8,000!

The deadline for the $8,000 tax credit is approaching us quickly must close on or before November 30,2009.

I just wanted to make you aware that banks are still turning files around quickly. Especially Monarch Bank... & more specifically Steven Byrd)

Example of one of his deals:

Application date of September 9, 2009

Underwriting approval with cleared to close on Thursday September 18th. Purchase is closing September 29th (but they could have closed as early as Monday September 21st.

Please let me know if I can assist in any way! The first step in buying a home is getting pre-approved for a loan.

If you'd like to get started contact Steven:

757-390-2214 (Office) or 757-613-2875 (Cell)

Once you are pre-approved we can go out and find you your dream home. Give me a call or check out my website if you have any questions.

Friday, July 31, 2009

Attention: home owners looking to sell...

All home owners who are searching for a great agent that will aggressively market their home; look no further! If I do say so my self, I'm a little bit of a Marketing Genius! ;)

I market my sellers homes via online and in Home Search Magazine (print advertising).
Here are just a few websites that my sellers homes are getting quality exposure on:

  • My personal website (
  • My personal blog
  • MLS (multiple listing service) - this goes out to real estate agents and then feeds out to REIN, a public site that allows people to search for homes.
  • Trulia
  • Postlets
  • Frontdoor
  • Myspace
  • Backpage
  • Oodle
  • Kijiji
  • Facebook
  • Google Base
  • HotPads
  • Zillow
  • Craigslist
  • Myspace
  • Vast
  • Yahoo Real Estate
...just to name a few.

And, unlike most agents that use a digital camera to take marketing photos with, I have a professional wide angle lens camera to capture your homes best features and to make a virtual tour! I am super creative with a wide knowledge in marketing and will make your home stand out of the crowd! On top of everything else I will create a personal website exclusively for your home!

So what are you waiting for?! Call me today and let me sell your home!

Monday, July 6, 2009

Ocean Beach Club TimeShare

Gorgeous one bedroom unit for rent for the week of August 14th-21st, 2009 (Friday to Friday), at Ocean Beach Club off of 34th Street and Atlantic Avenue! Fully equipped kitchen, private balcony with views of the ocean and beach, luxurious bedding, indoor and outdoor pools, poolside tiki bar, game room, fitness center, access to the Hilton's Sky Bar and Pool located on the roof, and so much more! Near popular restaurants, fine shopping establishments, golf, and great entertainment! Head to beach for some fun in the sun, visit one of the many museums Virginia Beach has to offer, relax by the pool, or go hiking on a nature trail in one of Virginia Beaches parks. Don't pass up this great Vacation! Only $2,000 for a week of a lifetime! Call me today to Rent your week in paradise.

(Actual photos of Ocean Beach Club)

Monday, June 8, 2009

Finding the RIGHT Real Estate Agent

What are you most interested in when hiring a real estate agent? Most people want an agent who will sell their home as fast as possible or head off running searching for their perfect home. Of course, that is a general goal for all home sellers/buyers. After all, when putting your home on the market it is safe to say that you want to get rid of it right away. However, the main thing that you should be looking for is a real estate agent with experience that actually cares about you and your needs!

How does experience help in your real estate transaction? First, the experienced agent will already have been in many different situations. This helps to ensure that no matter what you throw at them they will be able to take it with ease. In a perfect world you'd hope for smooth transaction but it is nice to know that your agent will be able to handle anything and everything that they are asked to deal with. An experienced agent will be able to get you the best possible deal and is the way to go but only if they genuinely care about your needs.

Overlooking the caring factor is not something that you want to do. Any real estate agent can tell you what they will do for you and how many transactions they've closed, but do you really trust them? Are they selling your home because they care or are they just motivated by the money?

You'll find that a lot of agents only take on your business to collect their money and hope they never see you again. These are the "same agents" that push home buyers to go for the home that's in their higher price-range lists and that take them out to see homes only when its convenient for them not the buyers. Its ridiculous and you as the buyer/seller deserve better than that! You deserve an agent that is there for you, that will search every home and won't stop until they've found you the right home for you. You need an agent that personally communicates with you and he or she doesn't have a team member email you once a month. Its time you found an experienced agent that's working for you because they enjoy it and keeping in touch is a promise not a nuisance!

Thursday, June 4, 2009

A Little Information On Fair Housing & Equal Opportunity

The Fair Housing & Equal Opportunity Laws create equal housing opportunities for all people living in America by administering laws that prohibit discrimination in housing on the basis of race, color, religion, sex, national origin, disability, and familial status. Basically the laws create an equal access for people to the buy or sell the housing of their choice.

Fair Housing Act: Title VIII of the Civil Rights Act of 1968 (Fair Housing Act), as amended, prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents or legal custodians, pregnant women, and people securing custody of children under the age of 18), and handicap (disability). (

Fair Lending: It is unlawful to be: turned down from obtaining/purchasing a mortgage loan, left out in the dark about
information regarding loans, given different terms or conditions on a loan (such as different interest rates, points, or fees), and discriminated when having property appraised because or based on race, color, national origin, religion, sex, familial status or handicap (disability).

As I've said before I abide by all Fair Housing Laws and make all transactions safe, quick, and easy!

Tuesday, June 2, 2009

Friday, May 22, 2009

$8,000 Tax Credit for First Time Home Buyers

First Time Home Buyers - $8,000 Tax Credit

First-time home buyers are still taking advantage of the unbelievable real estate market conditions, pushing sales up 3.2 percent to 84.6 on the Pending Home Sales Index in March 2009, according to the National Association of Realtors®.

It’s 2.6 points higher on the index than in Feb. 2009 (82) and 1.1 percent more than March 2008 (83.7).

Lawrence Yun, NAR chief economist, had this to say about the latest progress:

“This increase could be the leading edge of first-time buyers responding to very favorable affordability conditions and an $8,000 tax credit, which increases buying power even more in areas where special programs allow buyers to use it as a down payment. We need several months of sustained growth to demonstrate a recovery in housing, which is necessary for the overall economy to turn around.”

Remember that the $8,000 tax credit for first time home buyers is only available until Dec. 1, 2009. With the market showing signs of life there is no telling how long the record-low home prices and interest rates will remain at their current levels.

Now is the time to get cracking on your home search so give me a call before it's too late!

Monday, May 11, 2009


Hi I'm Samantha Jenkins! I recently got married to my high school sweetheart, Christopher Jenkins; we live and work in Virginia Beach, Virginia. As my first post on my blog I thought I'd introduce a little about myself.

My first few years of life I grew up in a small town of North Carolina and eventually moved to Chesapeake, Virginia. This is where I went to school and graduated high school and college. Shortly after graduating I became an instructor of massage therapy and went on to further my education for business and marketing. I later became a part of a mortgage company located in Newport News, Virginia and after working with several Real Estate Agents and seeing the other side, It wasn't long until I was going down the exciting path of Real Estate! I was recruited with Long and Foster as a Director of Marketing for one of their many branches. Soon thereafter I became a licensed Real Estate Agent. In March of 2009, I joined the family company, Native American Group Realty located in Virginia Beach, Virginia, as a Real Estate Agent serving all of Hampton Roads. I provide dedicated service to help individuals as well as families sell or find their home. I practice Real Estate abiding by all the fair housing laws and by creating a safe and comfortable home buying/selling experience.



Please Visit My Website:

Real Estate Blogs Directory
- Directory of real estate blogs and blogs of industries affiliated with and
serving the real estate industry.