As the end of March nears I'm proud to announce that this month I helped two individuals find their first homes. Congrats guys and enjoy that $8,000! I also got to help a very sweet couple find a rental for a year. :) I can help you too! Remember it's not too late to get pre-approved and get into your first home. As long as you have a ratified contract by April 30th and the home closes by June 30th you can receive the $8,000 tax credit. If you aren't a first time home owner you can still get money back, (up to $6,500), if you've owned your home for at least five consecutive years of the eight years prior to the purchase date.
So give me a call or fill out my contact form if you have any questions or want to get pre-approved.
Showing posts with label Samantha Jenkins. Show all posts
Showing posts with label Samantha Jenkins. Show all posts
Monday, March 22, 2010
Monday, November 23, 2009
Did you know that you can use the tax credit as down payment???
What does that mean?
It means that HUD allows buyers using FHA-insured mortgages to apply their anticipated tax credit toward their home purchase immediately rather than waiting until they file their 2009 or 2010 income taxes to receive a refund. These funds may be used for certain downpayment and closing cost expenses.
More information here.
It means that HUD allows buyers using FHA-insured mortgages to apply their anticipated tax credit toward their home purchase immediately rather than waiting until they file their 2009 or 2010 income taxes to receive a refund. These funds may be used for certain downpayment and closing cost expenses.
More information here.
Friday, October 30, 2009
Thursday, October 29, 2009
Senators agree to extend tax credit deadline!
Popular tax credit for first-time homebuyers extended and reduced credit to some repeat buyers is to be offered.
Originally the tax credit provided up to $8,000 to first-time homebuyers but was set to expire at the end of November.
As Regan Lachapelle, spokeswoman for Senate Majority Leader Harry Reid (D-Nev) said, senators agreed to extend the existing tax credit for first-time homebuyers while offering a reduced credit of up to $6,500 to repeat buyers who have owned their current homes for at least five years.
The tax credits would be available to homebuyers who sign sales agreements by the end of April and they would have until the end of June to close on their new homes.
More infomation at: http://www.msnbc.msn.com/id/33522046/ns/business-real_estate/
Thursday, October 1, 2009
Still have time to get that $8,000!
The deadline for the $8,000 tax credit is approaching us quickly must close on or before November 30,2009.
I just wanted to make you aware that banks are still turning files around quickly. Especially Monarch Bank... & more specifically Steven Byrd)
Example of one of his deals:
Application date of September 9, 2009
Underwriting approval with cleared to close on Thursday September 18th. Purchase is closing September 29th (but they could have closed as early as Monday September 21st.
Please let me know if I can assist in any way! The first step in buying a home is getting pre-approved for a loan.
757-390-2214 (Office) or 757-613-2875 (Cell)
sbyrd@monarchmtg.com
Once you are pre-approved we can go out and find you your dream home. Give me a call or check out my website if you have any questions.www.Samantha-Jenkins.com
Thursday, September 10, 2009
Thursday, June 18, 2009
Monday, June 8, 2009
Finding the RIGHT Real Estate Agent
What are you most interested in when hiring a real estate agent? Most people want an agent who will sell their home as fast as possible or head off running searching for their perfect home. Of course, that is a general goal for all home sellers/buyers. After all, when putting your home on the market it is safe to say that you want to get rid of it right away. However, the main thing that you should be looking for is a real estate agent with experience that actually cares about you and your needs!
How does experience help in your real estate transaction? First, the experienced agent will already have been in many different situations. This helps to ensure that no matter what you throw at them they will be able to take it with ease. In a perfect world you'd hope for smooth transaction but it is nice to know that your agent will be able to handle anything and everything that they are asked to deal with. An experienced agent will be able to get you the best possible deal and is the way to go but only if they genuinely care about your needs.
Overlooking the caring factor is not something that you want to do. Any real estate agent can tell you what they will do for you and how many transactions they've closed, but do you really trust them? Are they selling your home because they care or are they just motivated by the money?
You'll find that a lot of agents only take on your business to collect their money and hope they never see you again. These are the "same agents" that push home buyers to go for the home that's in their higher price-range lists and that take them out to see homes only when its convenient for them not the buyers. Its ridiculous and you as the buyer/seller deserve better than that! You deserve an agent that is there for you, that will search every home and won't stop until they've found you the right home for you. You need an agent that personally communicates with you and he or she doesn't have a team member email you once a month. Its time you found an experienced agent that's working for you because they enjoy it and keeping in touch is a promise not a nuisance!
Thursday, June 4, 2009
A Little Information On Fair Housing & Equal Opportunity
The Fair Housing & Equal Opportunity Laws create equal housing opportunities for all people living in America by administering laws that prohibit discrimination in housing on the basis of race, color, religion, sex, national origin, disability, and familial status. Basically the laws create an equal access for people to the buy or sell the housing of their choice.
Fair Housing Act: Title VIII of the Civil Rights Act of 1968 (Fair Housing Act), as amended, prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents or legal custodians, pregnant women, and people securing custody of children under the age of 18), and handicap (disability). (www.hud.gov)
Fair Lending: It is unlawful to be: turned down from obtaining/purchasing a mortgage loan, left out in the dark about information regarding loans, given different terms or conditions on a loan (such as different interest rates, points, or fees), and discriminated when having property appraised because or based on race, color, national origin, religion, sex, familial status or handicap (disability).
As I've said before I abide by all Fair Housing Laws and make all transactions safe, quick, and easy!
Fair Housing Act: Title VIII of the Civil Rights Act of 1968 (Fair Housing Act), as amended, prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents or legal custodians, pregnant women, and people securing custody of children under the age of 18), and handicap (disability). (www.hud.gov)
Fair Lending: It is unlawful to be: turned down from obtaining/purchasing a mortgage loan, left out in the dark about information regarding loans, given different terms or conditions on a loan (such as different interest rates, points, or fees), and discriminated when having property appraised because or based on race, color, national origin, religion, sex, familial status or handicap (disability).
As I've said before I abide by all Fair Housing Laws and make all transactions safe, quick, and easy!
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